Automotive business and service equipment
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What would you like to know?

14 answers

What does Auto Trade Capital do?

ATC helps automotive businesses explore equipment financing. We are also preparing separate coverage paths: consumer coverage for individual consumers and business coverage for small businesses interested in coverage for their customers. Coverage agreements are pending.

Can I get a consumer coverage quote through ATC today?

Not yet. Our consumer coverage agreement is pending, and quote or enrollment links through ATC are not available. Contact ATC for program updates.

Is a vehicle service contract the same as a factory warranty?

No. A vehicle service contract is separate from your original factory warranty. ATC is not affiliated with your vehicle manufacturer.

Will coverage pay for every repair?

No. Covered components, exclusions, deductibles, waiting periods and claim limits are governed by the applicable contract. No repair payment is promised by this website.

Which businesses are you speaking with about business coverage?

We are inviting conversations with small dealerships, junkyards and small repair centers interested in coverage for their customers. These are ATC’s intended audiences; business coverage eligibility, products and participation terms still need agreement confirmation.

Does a junkyard qualify for parts or salvage-vehicle coverage?

We cannot confirm that yet. Parts-only sales, salvage or rebuilt titles, eligible vehicles and the customer transaction must be reviewed under the final business coverage program. Do not assume coverage applies to used parts or salvage vehicles.

Can my business enroll or start selling coverage now?

No. The business coverage agreement is pending. Contact us to discuss your business and prepare questions; this is not enrollment or approval to sell coverage.

What are the coverage commissions or pricing?

Coverage pricing, compensation, fees and cancellation or chargeback terms have not been confirmed for ATC. We will review the applicable written program terms when available.

What automotive equipment can I ask about?

Common requests include vehicle lifts, diagnostics, tire and alignment systems, collision equipment and eligible tow vehicles. The lender reviews the business, equipment category, age, condition and other eligibility requirements.

Is ATC a direct lender?

No. Auto Trade Capital LLC is an independent commercial financing broker. Approval, pricing and terms are determined by the financing provider.

Does the introductory equipment request check my credit?

The introductory inquiry form does not pull credit. Any later lender credit review requires the appropriate authorization.

Do I need an account to explore the site?

No. You can explore services, use the guides and read FAQs without an account. Existing account holders can use the portal sign-in for their workspace.

Who handles claims and cancellations?

Follow the service and cancellation instructions in your actual contract. ATC does not issue coverage contracts or decide claims. Our planned consumer program is not yet available through ATC.

How do I contact ATC?

Call 804-374-9001 or email funding@autotradecapital.com. You can also use the contact page to prepare an email about your needs. Please do not send SSNs, payment details or sensitive documents.

USEFUL STARTING POINTS

Keep exploring.

FOR YOUR VEHICLE · COMING SOON

Personal vehicle coverage

Explore the planned consumer coverage path for consumers seeking vehicle service contracts for their personal-use vehicles.

Explore consumer coverage

FOR YOUR CUSTOMERS · COMING SOON

Business coverage programs

Learn about ATC’s planned business coverage path for small dealerships, junkyards and repair centers. Eligibility remains subject to the agreement.

Explore business coverage

FOR YOUR BUSINESS

Equipment financing

Explore financing for equipment used in your automotive operation—from lifts and diagnostics to eligible towing equipment.

Explore equipment financing