/* Auto Trade Capital LLC - public site stylesheet */
@font-face{font-family:"Inter";src:url("../fonts/inter-var.woff2") format("woff2");font-weight:100 900;font-display:swap}
@font-face{font-family:"Permanent Marker";src:url("../fonts/permanent-marker.woff2") format("woff2");font-weight:400;font-display:swap}

:root{
  --navy-950:#06141F;--navy-900:#071B2B;--navy-800:#0E2638;--navy-700:#14324A;--navy-600:#1D4262;
  --ink:#0A1C2B;--ink-2:#3A4B5A;--ink-3:#5E6E7C;
  --copper:#D67B35;--copper-2:#EF9A57;--copper-3:#B8642A;
  --blue:#116EF6;--blue-2:#0B5AD0;
  --gray:#EEF3F5;--gray-2:#E1E8EC;--line:#D8E1E6;
  --success:#11B987;--attention:#F5B75F;--danger:#E05A4F;
  --white:#fff;
  --font:"Inter",ui-sans-serif,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
  --marker:"Permanent Marker","Comic Sans MS",cursive;
  --radius:10px;--radius-lg:16px;
  --shadow:0 1px 2px rgba(7,27,43,.06),0 8px 24px rgba(7,27,43,.08);
  --shadow-lg:0 20px 50px rgba(7,27,43,.25);
  --wrap:1200px;
  --pad:clamp(20px,4vw,40px);
  --sec:clamp(64px,8vw,112px);
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;font-family:var(--font);color:var(--ink);background:#fff;font-size:16px;line-height:1.6;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
img{max-width:100%;display:block}
a{color:inherit}
h1,h2,h3,h4{margin:0;line-height:1.08;letter-spacing:-.025em;font-weight:800;text-wrap:balance}
p{margin:0;text-wrap:pretty}
:focus-visible{outline:3px solid var(--blue);outline-offset:3px;border-radius:4px}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);border:0}
.skip{position:absolute;left:12px;top:-60px;background:var(--blue);color:#fff;padding:10px 16px;border-radius:8px;z-index:200;font-weight:700;text-decoration:none}
.skip:focus{top:12px}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 var(--pad)}
.icon{width:24px;height:24px;flex:none;stroke:currentColor;fill:none;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}
.icon.sm{width:18px;height:18px}

/* ---------- buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:48px;padding:0 22px;border-radius:8px;font:700 15px/1 var(--font);text-decoration:none;border:1.5px solid transparent;cursor:pointer;transition:background .18s,border-color .18s,color .18s,transform .18s,box-shadow .18s;white-space:nowrap}
.btn .icon{width:18px;height:18px;transition:transform .18s}
.btn:hover .icon{transform:translateX(3px)}
.btn-primary{background:var(--blue);color:#fff;box-shadow:0 6px 18px rgba(17,110,246,.28)}
.btn-primary:hover{background:var(--blue-2)}
.btn-outline{border-color:rgba(255,255,255,.85);color:#fff;background:rgba(7,27,43,.25)}
.btn-outline:hover{background:#fff;color:var(--ink)}
.btn-outline-dark{border-color:var(--ink);color:var(--ink)}
.btn-outline-dark:hover{background:var(--ink);color:#fff}
.btn-copper{background:var(--copper);color:#fff}
.btn-copper:hover{background:var(--copper-3)}
.btn[disabled]{opacity:.6;cursor:not-allowed}
.link-arrow{display:inline-flex;align-items:center;gap:6px;color:var(--blue);font-weight:700;text-decoration:none;font-size:15px}
.link-arrow .icon{width:16px;height:16px;transition:transform .18s}
.link-arrow:hover .icon{transform:translateX(3px)}
.on-dark .link-arrow{color:#5FA2FF}

/* ---------- header ---------- */
.site-header{position:sticky;top:0;z-index:100;background:#fff;border-bottom:1px solid var(--line)}
.site-header .bar{display:flex;align-items:center;gap:18px;height:84px;max-width:1400px}
.brand{display:flex;align-items:center;flex:none}
.brand img{height:50px;width:auto}
.nav{display:flex;align-items:center;gap:4px;margin-left:auto}
.nav>li{list-style:none;position:relative}
.nav{padding:0;margin-top:0;margin-bottom:0}
.nav a,.nav button.dd{display:flex;align-items:center;gap:4px;padding:10px 11px;font:600 14.5px/1 var(--font);white-space:nowrap;color:var(--ink);text-decoration:none;background:none;border:0;cursor:pointer;border-radius:6px}
.nav a:hover,.nav button.dd:hover,.nav a[aria-current="page"]{color:var(--blue)}
.nav button.dd .icon{width:14px;height:14px;transition:transform .2s}
.nav li:hover>button.dd .icon,.nav li:focus-within>button.dd .icon{transform:rotate(180deg)}
.menu{position:absolute;top:100%;left:0;min-width:270px;padding:10px;background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:var(--shadow-lg);opacity:0;visibility:hidden;transform:translateY(6px);transition:.18s}
.nav li:hover>.menu,.nav li:focus-within>.menu{opacity:1;visibility:visible;transform:none}
.menu a{display:block;padding:10px 12px;font-weight:600;font-size:14.5px}
.menu a small{display:block;font-weight:500;color:var(--ink-3);font-size:13px;margin-top:3px;line-height:1.35}
.menu a:hover{background:var(--gray)}
.header-cta{display:flex;align-items:center;gap:18px;flex:none}
.header-phone{display:flex;align-items:center;gap:8px;font-weight:700;text-decoration:none;font-size:15px;white-space:nowrap}
.header-phone .icon{color:var(--copper);width:20px;height:20px}
.header-cta .btn{min-height:44px;padding:0 20px}
.menu-toggle{display:none;margin-left:auto;width:46px;height:46px;border:1px solid var(--line);border-radius:8px;background:#fff;align-items:center;justify-content:center;cursor:pointer;color:var(--ink)}
.mobile-nav{display:none}

@media (max-width:1300px){.header-phone span{display:none}}
@media (max-width:1279px){
  .nav,.header-cta{display:none}
  .menu-toggle{display:flex}
  .site-header .bar{height:72px}
  .brand img{height:42px}
  .mobile-nav{display:block;position:fixed;inset:72px 0 0 0;background:#fff;overflow-y:auto;padding:12px var(--pad) 40px;transform:translateX(100%);transition:transform .25s;visibility:hidden}
  .mobile-nav.open{transform:none;visibility:visible}
  .mobile-nav details{border-bottom:1px solid var(--line)}
  .mobile-nav summary{list-style:none;display:flex;justify-content:space-between;align-items:center;padding:16px 0;font-weight:700;font-size:17px;cursor:pointer}
  .mobile-nav summary::-webkit-details-marker{display:none}
  .mobile-nav details[open] summary .icon{transform:rotate(180deg)}
  .mobile-nav details a{display:block;padding:10px 0 10px 12px;color:var(--ink-2);text-decoration:none;font-weight:600}
  .mobile-nav>a{display:block;padding:16px 0;border-bottom:1px solid var(--line);font-weight:700;font-size:17px;text-decoration:none}
  .mobile-nav .btn,.mobile-nav>a.btn{display:flex;justify-content:center;width:100%;margin-top:22px;border-bottom:0}
  .mobile-nav .m-contact{margin-top:22px;display:grid;gap:10px;color:var(--ink-2);font-weight:600}
  .mobile-nav .m-contact a{display:flex;gap:10px;align-items:center;text-decoration:none}
  .mobile-nav .m-contact .icon{color:var(--copper)}
  body.nav-open{overflow:hidden}
}

/* ---------- typography helpers ---------- */
.eyebrow{display:block;font-size:12.5px;font-weight:800;letter-spacing:.18em;text-transform:uppercase;color:var(--copper);margin-bottom:14px}
.on-dark .eyebrow.white{color:#fff}
.h-sec{font-size:clamp(32px,4.2vw,50px)}
.lead{font-size:clamp(17px,1.5vw,19px);color:var(--ink-2);margin-top:18px;max-width:62ch}
.on-dark{color:#fff}
.on-dark .lead{color:#C9D5DF}
.copper{color:var(--copper-2)}
.marker{font-family:var(--marker);font-weight:400;letter-spacing:.04em;color:#fff;line-height:1.05;transform:rotate(-6deg);display:inline-block;position:relative}
.marker::after{content:"";position:absolute;left:8%;right:-4%;bottom:-.32em;height:.5em;background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 200 20'%3E%3Cpath d='M3 15C55 6 120 3 197 5' fill='none' stroke='%23D67B35' stroke-width='5' stroke-linecap='round'/%3E%3C/svg%3E") center/100% 100% no-repeat}

/* ---------- hero ---------- */
.hero{position:relative;background:var(--navy-900);color:#fff;overflow:hidden;isolation:isolate}
.hero-media{position:absolute;inset:0;z-index:-2}
.hero-media img{width:100%;height:100%;object-fit:cover;object-position:70% 55%}
.hero::before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(6,20,31,.97) 0%,rgba(6,20,31,.9) 30%,rgba(6,20,31,.45) 58%,rgba(6,20,31,.1) 80%),linear-gradient(0deg,rgba(6,20,31,.85) 0%,rgba(6,20,31,0) 32%)}
.hero .wrap{position:relative;min-height:clamp(560px,72vh,720px);display:flex;flex-direction:column;justify-content:center;padding-top:72px;padding-bottom:150px}
.hero h1{font-size:clamp(40px,5.6vw,72px);max-width:13ch;font-weight:850;letter-spacing:-.035em}
.hero h1 .copper{display:block}
.hero .lead{max-width:44ch}
.hero-actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:32px}
.hero .marker-wrap{position:absolute;right:var(--pad);bottom:150px;font-size:clamp(28px,3.2vw,46px);text-align:left}
.trust-row{position:absolute;left:0;right:0;bottom:0;border-top:1px solid rgba(255,255,255,.12);background:rgba(6,20,31,.55);backdrop-filter:blur(6px)}
.trust-row ul{display:grid;grid-template-columns:repeat(3,1fr);gap:0;margin:0 auto;padding:0 var(--pad);list-style:none;max-width:var(--wrap)}
.trust-row li{display:flex;align-items:center;gap:14px;padding:26px 24px;font-weight:800;font-size:13px;letter-spacing:.12em;text-transform:uppercase;line-height:1.35}
.trust-row li+li{border-left:1px solid rgba(255,255,255,.12)}
.trust-row .icon{color:var(--copper-2);width:30px;height:30px}

/* subpage hero */
.page-hero{position:relative;color:#fff;background:var(--navy-900);overflow:hidden;isolation:isolate}
.page-hero .hero-media img{object-position:center 60%}
.page-hero::before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(6,20,31,.96) 0%,rgba(6,20,31,.86) 40%,rgba(6,20,31,.35) 75%,rgba(6,20,31,.2))}
.page-hero .wrap{padding-top:clamp(64px,8vw,104px);padding-bottom:clamp(64px,8vw,104px);position:relative}
.page-hero h1{font-size:clamp(36px,4.8vw,60px);max-width:16ch}
.page-hero .lead{max-width:52ch}
.page-hero .marker-wrap{position:absolute;right:var(--pad);bottom:48px;font-size:clamp(24px,2.6vw,38px)}
.crumbs{font-size:13px;color:#9FB2C2;margin-bottom:18px;display:flex;gap:8px;flex-wrap:wrap}
.crumbs a{color:#C9D5DF;text-decoration:none}
.crumbs a:hover{color:#fff}

/* ---------- sections ---------- */
.sec{padding:var(--sec) 0}
.sec.gray{background:var(--gray)}
.sec.dark{background:var(--navy-900);color:#fff}
.sec-head{display:flex;justify-content:space-between;align-items:end;gap:32px;margin-bottom:44px;flex-wrap:wrap}
.sec-head .lead{margin-top:14px}

/* industry cards */
.ind-grid{display:grid;grid-template-columns:repeat(6,1fr);gap:18px}
.ind-card{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:12px;overflow:hidden;text-decoration:none;transition:transform .2s,box-shadow .2s,border-color .2s}
.sec.gray .ind-card{border-color:transparent}
.ind-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg);border-color:transparent}
.ind-card figure{margin:0;aspect-ratio:4/3;overflow:hidden;background:var(--navy-800)}
.ind-card figure img{width:100%;height:100%;object-fit:cover;transition:transform .5s}
.ind-card:hover figure img{transform:scale(1.05)}
.ind-card .body{padding:20px 18px 18px;display:flex;flex-direction:column;flex:1}
.ind-card .icon{color:var(--copper);margin-bottom:12px}
.ind-card h3{font-size:17px;letter-spacing:-.01em;margin-bottom:8px}
.ind-card p{font-size:14px;color:var(--ink-3);line-height:1.5}
.ind-card .go{margin-top:auto;padding-top:18px;color:var(--copper)}

/* benefits band */
.band{background:linear-gradient(180deg,var(--navy-800),var(--navy-900));color:#fff;padding:clamp(48px,6vw,72px) 0}
.benefits{display:grid;grid-template-columns:repeat(4,1fr);gap:0}
.benefit{padding:8px 28px}
.benefit+.benefit{border-left:1px solid rgba(255,255,255,.12)}
.benefit .icon{color:var(--copper-2);width:34px;height:34px;margin-bottom:18px}
.benefit h3{font-size:14px;letter-spacing:.12em;text-transform:uppercase;font-weight:800;margin-bottom:10px;line-height:1.4}
.benefit p{color:#B9C7D3;font-size:15px}

/* how it works + estimator */
.how{display:grid;grid-template-columns:1.15fr .85fr;gap:clamp(40px,5vw,72px);align-items:start}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:40px;counter-reset:s}
.step{position:relative}
.step .num{display:flex;align-items:center;gap:12px;margin-bottom:16px}
.step .num b{width:40px;height:40px;border-radius:50%;background:var(--gray);display:grid;place-items:center;font-weight:800;font-size:16px;flex:none}
.step .num .icon{color:var(--ink)}
.step h3{font-size:16px;margin-bottom:8px;letter-spacing:-.01em}
.step p{font-size:14px;color:var(--ink-3);line-height:1.55}
.step:not(:last-child)::after{content:"";position:absolute;top:20px;left:96px;right:-6px;border-top:1.5px dashed #B5C3CC}
.how .steps{grid-template-columns:1fr 1fr;gap:34px 36px}
.how .step:nth-child(2n)::after{display:none}
.how .step::after{right:10px}

.estimator{background:linear-gradient(160deg,var(--navy-800),var(--navy-950));color:#fff;border-radius:var(--radius-lg);padding:clamp(24px,3vw,36px);box-shadow:var(--shadow-lg);position:relative;overflow:hidden}
.estimator .bg{position:absolute;right:-40px;top:-30px;width:55%;opacity:.22;mask-image:linear-gradient(200deg,#000 30%,transparent 75%);-webkit-mask-image:linear-gradient(200deg,#000 30%,transparent 75%);pointer-events:none}
.estimator h2{font-size:clamp(24px,2.4vw,30px);max-width:16ch;position:relative}
.estimator .sub{color:#B9C7D3;font-size:14.5px;margin:10px 0 22px;position:relative}
.est-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px;position:relative}
.estimator label{display:block;font-size:13px;font-weight:700;margin-bottom:6px;color:#DCE5EC}
.estimator input,.estimator select{width:100%;height:48px;border-radius:8px;border:1px solid rgba(255,255,255,.18);background:#fff;color:var(--ink);font:600 16px var(--font);padding:0 14px}
.est-out{display:flex;align-items:end;justify-content:space-between;gap:16px;flex-wrap:wrap;margin-top:24px;padding-top:22px;border-top:1px solid rgba(255,255,255,.14);position:relative}
.est-out small{display:block;font-size:11.5px;font-weight:800;letter-spacing:.16em;text-transform:uppercase;color:var(--copper-2);margin-bottom:4px}
.est-out output{font-size:clamp(40px,4.4vw,54px);font-weight:850;color:var(--copper-2);letter-spacing:-.03em;line-height:1;font-variant-numeric:tabular-nums}
.est-note{font-size:12px;color:#93A6B6;margin-top:16px;line-height:1.5;position:relative}

/* dealer band */
.dealer-band{position:relative;color:#fff;overflow:hidden;isolation:isolate;background:var(--navy-900)}
.dealer-band .hero-media img{object-position:center 60%}
.dealer-band::before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(6,20,31,.97) 0%,rgba(6,20,31,.88) 42%,rgba(6,20,31,.3) 78%,rgba(6,20,31,.15))}
.dealer-band .wrap{padding-top:clamp(64px,8vw,100px);padding-bottom:clamp(64px,8vw,100px);display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
.dealer-band h2{font-size:clamp(32px,3.8vw,46px);max-width:15ch}
.checks{list-style:none;margin:0;padding:0;display:grid;gap:22px}
.checks li{display:flex;gap:16px}
.checks .icon{color:var(--copper-2);margin-top:2px}
.checks b{display:block;font-size:16px;margin-bottom:4px}
.checks span{color:#C2CFDA;font-size:15px}
.light .checks span{color:var(--ink-3)}
.light .checks .icon{color:var(--copper)}

/* cta band */
.cta-band{background:var(--navy-900);color:#fff;position:relative;overflow:hidden}
.cta-band::after{content:"";position:absolute;right:-120px;top:-120px;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,rgba(214,123,53,.28),transparent 65%)}
.cta-band .wrap{display:flex;justify-content:space-between;align-items:center;gap:32px;padding-top:56px;padding-bottom:56px;position:relative;z-index:1;flex-wrap:wrap}
.cta-band h2{font-size:clamp(26px,3vw,38px);max-width:22ch}
.cta-band p{color:#B9C7D3;margin-top:10px}
.cta-band .actions{display:flex;gap:14px;flex-wrap:wrap}

/* footer */
.site-footer{background:var(--navy-950);color:#B9C7D3;font-size:14.5px}
.site-footer .top{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.3fr;gap:40px;padding-top:64px;padding-bottom:48px}
.site-footer img{height:52px;width:auto;margin-bottom:18px}
.site-footer h4{color:#fff;font-size:15px;letter-spacing:0;margin-bottom:16px}
.site-footer ul{list-style:none;margin:0;padding:0;display:grid;gap:10px}
.site-footer a{text-decoration:none;color:#B9C7D3}
.site-footer a:hover{color:#fff}
.site-footer .contact li{display:flex;gap:10px;align-items:flex-start}
.site-footer .contact .icon{color:var(--copper-2);width:18px;height:18px;margin-top:3px}
.site-footer .bottom{border-top:1px solid rgba(255,255,255,.1);padding-top:24px;padding-bottom:32px;display:grid;gap:12px}
.site-footer .bottom .row{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}
.site-footer .bottom .row div{display:flex;gap:20px}
.site-footer .disclaimer{font-size:12.5px;color:#8396A6;line-height:1.6;max-width:110ch}

/* generic cards / grids */
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:clamp(32px,5vw,64px);align-items:center}
.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:28px;transition:box-shadow .2s,transform .2s}
.card:hover{box-shadow:var(--shadow)}
.card .icon{color:var(--copper);width:30px;height:30px;margin-bottom:16px}
.card h3{font-size:19px;letter-spacing:-.015em;margin-bottom:10px}
.card p{color:var(--ink-3);font-size:15px}
.card .link-arrow{margin-top:18px}
.card.dark{background:var(--navy-800);border-color:rgba(255,255,255,.08);color:#fff}
.card.dark p{color:#B9C7D3}
.photo{border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow-lg);position:relative}
.photo img{width:100%;height:100%;object-fit:cover}
.photo .marker-wrap{position:absolute;right:24px;bottom:30px;font-size:30px}
.notice{display:flex;gap:14px;align-items:flex-start;background:#FFF6EC;border:1px solid #F3D3B3;border-left:4px solid var(--copper);border-radius:10px;padding:16px 18px;font-size:14.5px;color:#5A3A1E}
.notice .icon{color:var(--copper);flex:none}
.notice.blue{background:#EEF5FF;border-color:#C9DDFB;border-left-color:var(--blue);color:#163A6B}
.notice.blue .icon{color:var(--blue)}
.pill-list{list-style:none;padding:0;margin:22px 0 0;display:grid;gap:12px}
.pill-list li{display:flex;gap:12px;align-items:flex-start;font-weight:600}
.pill-list .icon{color:var(--success);width:22px;height:22px}

/* process timeline */
.timeline{display:grid;gap:0;counter-reset:t;max-width:880px}
.tl-item{display:grid;grid-template-columns:72px 1fr;gap:24px;padding-bottom:40px;position:relative}
.tl-item:not(:last-child)::before{content:"";position:absolute;left:35px;top:72px;bottom:0;border-left:2px dashed #B5C3CC}
.tl-item .n{width:72px;height:72px;border-radius:18px;background:var(--navy-900);color:var(--copper-2);display:grid;place-items:center;font-weight:850;font-size:22px}
.tl-item h3{font-size:22px;margin:8px 0 10px}
.tl-item p{color:var(--ink-3)}
.tl-item .who{display:inline-block;margin-top:12px;font-size:12px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--blue);background:#EEF5FF;padding:6px 10px;border-radius:6px}

/* faq */
.faq{display:grid;gap:12px;max-width:880px}
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:0 22px}
.faq summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:16px;padding:20px 0;font-weight:700;font-size:17px}
.faq summary::-webkit-details-marker{display:none}
.faq summary .icon{color:var(--copper);transition:transform .2s}
.faq details[open] summary .icon{transform:rotate(45deg)}
.faq details p{padding:0 0 20px;color:var(--ink-2)}

/* guide quiz */
.guide{background:#fff;border-radius:var(--radius-lg);box-shadow:var(--shadow);padding:clamp(24px,3vw,36px);border:1px solid var(--line)}
.guide .q{font-size:13px;font-weight:800;letter-spacing:.14em;color:var(--copper);text-transform:uppercase}
.guide h3{font-size:22px;margin:8px 0 20px}
.opts{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.opts button{text-align:left;padding:16px 18px;border-radius:10px;border:1.5px solid var(--line);background:#fff;font:600 15px var(--font);color:var(--ink);cursor:pointer;display:flex;gap:12px;align-items:center}
.opts button:hover{border-color:var(--blue);background:#F5F9FF}
.opts .icon{color:var(--copper)}
.guide .result{display:none}
.guide.done .result{display:block}
.guide.done .ask{display:none}
.progress{height:6px;background:var(--gray-2);border-radius:6px;margin-bottom:22px;overflow:hidden}
.progress i{display:block;height:100%;background:linear-gradient(90deg,var(--blue),#4C9BFF);width:33%;transition:width .3s}

/* forms */
.form-layout{display:grid;grid-template-columns:.9fr 1.1fr;gap:clamp(32px,5vw,64px);align-items:start}
.form-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);box-shadow:var(--shadow);padding:clamp(22px,3vw,36px)}
.form-card h2{font-size:24px;margin-bottom:6px}
.form-card .muted{color:var(--ink-3);font-size:14.5px;margin-bottom:22px}
.fgrid{display:grid;grid-template-columns:1fr 1fr;gap:16px 18px}
.fgrid .full{grid-column:1/-1}
.field label,.field legend{display:block;font-size:14px;font-weight:700;margin-bottom:7px;color:var(--ink)}
.field label .req{color:var(--copper)}
.field input,.field select,.field textarea{width:100%;min-height:48px;border:1.5px solid var(--line);border-radius:8px;padding:11px 14px;font:500 16px var(--font);color:var(--ink);background:#fff;transition:border-color .15s,box-shadow .15s}
.field textarea{min-height:110px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 4px rgba(17,110,246,.14)}
.field .hint{font-size:12.5px;color:var(--ink-3);margin-top:6px}
.field.invalid input,.field.invalid select,.field.invalid textarea{border-color:var(--danger)}
.field .err{display:none;color:var(--danger);font-size:13px;font-weight:600;margin-top:6px}
.field.invalid .err{display:block}
fieldset.field{border:0;padding:0;margin:0}
.chips{display:flex;flex-wrap:wrap;gap:8px}
.chips label{display:inline-flex;align-items:center;gap:8px;padding:8px 12px;border:1.5px solid var(--line);border-radius:999px;font-weight:600;font-size:14px;cursor:pointer;margin:0}
.chips input{width:16px;height:16px;min-height:0;accent-color:var(--blue)}
.chips label:has(input:checked){border-color:var(--blue);background:#EEF5FF;color:var(--blue-2)}
.check{display:flex;gap:12px;align-items:flex-start;font-size:14px;color:var(--ink-2)}
.check input{width:20px;height:20px;margin-top:2px;flex:none;accent-color:var(--blue)}
.hp{position:absolute!important;left:-9999px!important;width:1px;height:1px;overflow:hidden}
.ts-box{min-height:66px}
.form-status{display:none;margin-top:16px;padding:14px 16px;border-radius:10px;font-weight:600;font-size:14.5px}
.form-status.show{display:block}
.form-status.ok{background:#E8F8F2;color:#0B7A59;border:1px solid #BCEBDC}
.form-status.bad{background:#FDEEEC;color:#A33A31;border:1px solid #F5C9C4}
.form-status.info{background:#EEF5FF;color:#163A6B;border:1px solid #C9DDFB}
.form-actions{display:flex;align-items:center;gap:16px;flex-wrap:wrap;margin-top:8px}
.side-panel{display:grid;gap:18px}
.side-panel .card{padding:24px}
.contact-tiles{display:grid;gap:14px}
.contact-tiles a{display:flex;gap:16px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px 20px;text-decoration:none;font-weight:700}
.contact-tiles a:hover{border-color:var(--blue)}
.contact-tiles .icon{color:var(--copper);width:28px;height:28px}
.contact-tiles small{display:block;font-weight:500;color:var(--ink-3);font-size:13px}

/* legal prose */
.prose{max-width:780px}
.prose h2{font-size:22px;margin:36px 0 12px;letter-spacing:-.015em}
.prose p,.prose li{color:var(--ink-2);margin-bottom:12px}
.prose ul{padding-left:20px}
.draft-flag{display:inline-flex;gap:8px;align-items:center;background:#FFF6EC;color:#8A4B17;border:1px solid #F3D3B3;font-size:12.5px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;padding:6px 10px;border-radius:6px;margin-bottom:20px}

/* stats strip */
.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:0;border:1px solid var(--line);border-radius:14px;background:#fff;overflow:hidden}
.stats div{padding:26px 24px}
.stats div+div{border-left:1px solid var(--line)}
.stats b{display:block;font-size:30px;letter-spacing:-.03em;color:var(--ink)}
.stats span{color:var(--ink-3);font-size:14px}

/* reveal */
.reveal{opacity:0;transform:translateY(18px);transition:opacity .6s ease,transform .6s ease}
.reveal.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none;transition:none}*{scroll-behavior:auto!important}}

/* ---------- responsive ---------- */
@media (max-width:1100px){
  .ind-grid{grid-template-columns:repeat(3,1fr)}
  .how{grid-template-columns:1fr}
  .benefits{grid-template-columns:1fr 1fr;row-gap:36px}
  .benefit:nth-child(3){border-left:0}
  .site-footer .top{grid-template-columns:1fr 1fr}
}
@media (max-width:860px){
  .form-layout,.grid-2,.dealer-band .wrap{grid-template-columns:1fr}
  .grid-3{grid-template-columns:1fr}
  .steps{grid-template-columns:1fr 1fr;row-gap:30px}
  .step:nth-child(2)::after{display:none}
  .hero .marker-wrap{display:none}
  .page-hero .marker-wrap{display:none}
  .trust-row{position:relative}
  .trust-row ul{grid-template-columns:1fr 1fr;padding:6px var(--pad)}
  .trust-row li{padding:14px 8px;font-size:11.5px;gap:10px}
  .trust-row li+li{border-left:0}
  .trust-row .icon{width:24px;height:24px}
  .hero .wrap{min-height:0;padding-top:56px;padding-bottom:40px}
  .stats{grid-template-columns:1fr}
  .stats div+div{border-left:0;border-top:1px solid var(--line)}
}
@media (max-width:600px){
  body{font-size:15.5px}
  .ind-grid{grid-template-columns:1fr 1fr;gap:12px}
  .ind-card .body{padding:14px 12px}
  .ind-card h3{font-size:15px}
  .ind-card p{font-size:13px}
  .benefits{grid-template-columns:1fr 1fr;row-gap:28px}
  .benefit{padding:0 14px}
  .benefit:nth-child(odd){padding-left:0}
  .benefit h3{font-size:12.5px}
  .benefit p{font-size:13.5px}
  .benefit .icon{width:28px;height:28px;margin-bottom:12px}
  .est-grid,.fgrid,.opts{grid-template-columns:1fr}
  .hero-actions .btn{flex:1 1 auto}
  .site-footer .top{grid-template-columns:1fr;gap:30px}
  .cta-band .actions,.cta-band .actions .btn{width:100%}
  .step:not(:last-child)::after{display:none}
  .tl-item{grid-template-columns:52px 1fr;gap:16px}
  .tl-item .n{width:52px;height:52px;font-size:18px;border-radius:14px}
  .tl-item:not(:last-child)::before{left:25px;top:52px}
  .sec-head{margin-bottom:28px}
}
@media (max-width:860px){
  .dealer-band::before{background:linear-gradient(180deg,rgba(6,20,31,.55) 0%,rgba(6,20,31,.9) 35%,rgba(6,20,31,.97) 100%)}
  .dealer-band .hero-media img{object-position:center 30%}
}
@media (max-width:860px){
  .page-hero::before{background:linear-gradient(180deg,rgba(6,20,31,.72) 0%,rgba(6,20,31,.84) 50%,rgba(6,20,31,.94) 100%)}
  .hero::before{background:linear-gradient(180deg,rgba(6,20,31,.45) 0%,rgba(6,20,31,.74) 45%,rgba(6,20,31,.94) 100%)}
}

/* ---------- Industry hub and industry funding pages ---------- */
.ind-features{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.ind-feature{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:14px;overflow:hidden;text-decoration:none;color:var(--ink);transition:transform .2s,box-shadow .2s}
.ind-feature:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg)}
.ind-feature figure{margin:0;aspect-ratio:16/10;overflow:hidden;background:var(--navy-800)}
.ind-feature figure img{width:100%;height:100%;object-fit:cover;transition:transform .5s}
.ind-feature:hover figure img{transform:scale(1.05)}
.ind-feature .body{padding:22px 22px 24px;display:flex;flex-direction:column;flex:1;gap:10px}
.ind-feature .eyebrow{margin:0}
.ind-feature h3{font-size:21px;line-height:1.25;letter-spacing:-.01em}
.ind-feature p{color:var(--ink-3);font-size:15px;flex:1}
.ind-feature .link-arrow{margin-top:6px}
.equip-list{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(2,1fr);gap:12px 28px}
.equip-list li{display:flex;align-items:center;gap:12px;background:#fff;border-radius:10px;padding:14px 16px;font-weight:600;min-width:0}
.equip-list .icon{color:var(--copper);flex:none;width:20px;height:20px}
.who-row{margin-top:32px;display:flex;gap:18px;align-items:center;flex-wrap:wrap}
.who-row strong{font-size:14px;letter-spacing:.08em;text-transform:uppercase}
.tags{display:flex;flex-wrap:wrap;gap:8px}
.tags span{background:var(--navy-900);color:#fff;border-radius:999px;padding:7px 14px;font-size:14px;font-weight:600}
.fine{margin-top:24px;font-size:13.5px;color:var(--ink-3);max-width:90ch}
.dark-band{position:relative;background:var(--navy-900);color:#fff;overflow:hidden;isolation:isolate}
.dark-band::before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(6,20,31,.97),rgba(6,20,31,.9) 55%,rgba(6,20,31,.8))}
.dark-band .lead{color:#C9D5DF}
.dark-band .fine{color:#93A6B6}
.ready-card{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14);border-radius:16px;padding:28px}
.ready-card h3{display:flex;align-items:center;gap:10px;font-size:19px;margin-bottom:16px}
.ready-card h3 .icon{color:var(--copper-2)}
.ready-card ul{list-style:none;margin:0 0 18px;padding:0;display:grid;gap:12px}
.ready-card li{display:flex;gap:12px;color:#DCE5EC}
.ready-card li .icon{color:var(--copper-2);flex:none;margin-top:2px}
.ready-card p{color:#A9BAC8;font-size:14px;border-top:1px solid rgba(255,255,255,.12);padding-top:16px}
.rel-h{display:block;font-size:14px;letter-spacing:.08em;text-transform:uppercase;margin-bottom:12px}
.rel-list{display:grid;gap:10px}
.rel-card{display:flex;align-items:center;gap:14px;background:#fff;border-radius:10px;padding:14px 16px;text-decoration:none;color:var(--ink);font-weight:700;transition:transform .15s,box-shadow .15s}
.rel-card:hover{transform:translateX(3px);box-shadow:var(--shadow)}
.rel-card .icon{color:var(--copper);flex:none}
.rel-card span{flex:1}
.rel-card svg:last-child{color:var(--ink-3)}
@media (max-width:1060px){.ind-features{grid-template-columns:1fr 1fr}}
@media (max-width:700px){
  .ind-features{grid-template-columns:1fr}
  .equip-list{grid-template-columns:1fr;gap:10px}
  .who-row{flex-direction:column;align-items:flex-start;gap:12px}
  .ready-card{padding:22px}
}

/* ---------- Header sign-in, audience pathways ---------- */
.btn-signin{background:#fff;color:var(--ink);border:1.5px solid var(--line);gap:8px}
.btn-signin:hover{border-color:var(--ink)}
.btn-signin .icon{width:18px;height:18px;color:var(--copper)}
.m-btns{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:18px}
.m-btns .btn{justify-content:center}
.aud-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.aud{background:#fff;border-radius:14px;padding:26px 24px;display:flex;flex-direction:column;gap:10px;border-top:3px solid var(--copper)}
.aud>.icon{color:var(--copper);width:30px;height:30px}
.aud .tag{font-size:12.5px;letter-spacing:.12em;text-transform:uppercase;font-weight:800;color:var(--ink-3)}
.aud h3{font-size:20px;line-height:1.25}
.aud p{color:var(--ink-2);font-size:15px;flex:1}
.aud-links{display:flex;flex-wrap:wrap;align-items:center;gap:12px 16px;margin-top:8px}
@media (max-width:1279px){.aud-grid{grid-template-columns:1fr 1fr}}
@media (max-width:1060px){.header-cta .btn-signin{display:none}}
@media (max-width:640px){.aud-grid{grid-template-columns:1fr}}
@media (max-width:1500px){.header-phone span{display:none}}
@media (max-width:1279px){.nav a,.nav button.dd{padding:10px 8px;font-size:14px}}
.dark-band .h-sec{font-size:clamp(28px,3vw,40px)}

.m-signin{display:none}
@media (max-width:1279px){
  .m-signin{display:inline-flex;align-items:center;gap:8px;margin-left:auto;height:46px;padding:0 14px;border:1px solid var(--line);border-radius:8px;font-weight:700;font-size:15px;color:var(--ink);text-decoration:none;white-space:nowrap}
  .m-signin .icon{width:18px;height:18px;color:var(--copper)}
  .site-header .menu-toggle{margin-left:0}
  .mobile-nav .m-btns .btn{margin-top:0}
}
@media (max-width:430px){.m-signin span{display:none}.m-signin{padding:0 12px}}

/* Funding partner application */
.lp-steps{margin:14px 0 0;padding-left:20px;display:grid;gap:12px;color:#C9D6E0;line-height:1.55}
.lp-steps b{color:#fff}
.chips-states{display:grid;grid-template-columns:repeat(auto-fill,minmax(64px,1fr));gap:6px}
.chips-states label{justify-content:center;padding:6px 8px;font-size:13px}
.chips-states.off{opacity:.4;pointer-events:none}
fieldset.field.invalid .err{display:block}
.field label.check{display:flex;gap:12px;align-items:flex-start;font-weight:500;color:var(--ink-2);margin-bottom:0;line-height:1.55}
.field label.check input{width:20px;height:20px;min-height:0;padding:0;margin-top:2px;flex:none}
.field label.check span{font-weight:500}

/* Portal tours */
.demo-tours .demo-tour{display:flex;flex-direction:column;text-decoration:none;position:relative}
.demo-tour .eyebrow{margin-top:14px}
.demo-tour h3{margin-top:6px}
.demo-tour .pv{position:absolute;top:22px;right:22px;font-size:11px;font-weight:800;letter-spacing:.06em;text-transform:uppercase;color:#8A4A17;background:#FFF1E3;border:1px solid #F3D3B3;border-radius:999px;padding:4px 10px}
.demo-list{list-style:none;margin:22px 0 26px;padding:0;display:grid;gap:10px}
.demo-list li{display:flex;gap:14px;align-items:center;font-weight:600;color:var(--ink,#0E2638)}
.demo-list li b{flex:none;width:30px;height:30px;border-radius:50%;display:grid;place-items:center;background:#0E2638;color:#fff;font-size:13px}
.card.dark .hero-actions{flex-wrap:wrap}

/* ---------------------------------------------------- financing solution pages */
.fin-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.fin-card{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:16px;overflow:hidden;text-decoration:none;color:var(--ink);transition:box-shadow .2s,transform .2s}
.fin-card:hover{box-shadow:var(--shadow-lg);transform:translateY(-3px)}
.fin-card figure{margin:0;aspect-ratio:16/9;overflow:hidden;background:var(--navy-800)}
.fin-card figure img{width:100%;height:100%;object-fit:cover;transition:transform .5s}
.fin-card:hover figure img{transform:scale(1.04)}
.fin-card .body{padding:24px 24px 26px;display:flex;flex-direction:column;flex:1}
.fin-card .icon{color:var(--copper);width:28px;height:28px;margin-bottom:12px}
.fin-card h3{font-size:20px;margin-bottom:8px}
.fin-card p{color:var(--ink-3);font-size:15px}
.fin-card ul{list-style:none;margin:14px 0 0;padding:14px 0 0;border-top:1px solid var(--line);display:grid;gap:6px;font-size:13.5px;color:var(--ink-2)}
.fin-card li{padding-left:16px;position:relative}
.fin-card li::before{content:"";position:absolute;left:0;top:.6em;width:6px;height:6px;border-radius:50%;background:var(--copper)}
.fin-card .link-arrow{margin-top:auto;padding-top:18px}
.stack-col{display:grid;gap:20px}
.glance{margin:0;display:grid;grid-template-columns:1fr 1fr;gap:1px;background:var(--line);border:1px solid var(--line);border-radius:14px;overflow:hidden}
.glance div{background:#fff;padding:16px 18px}
.glance dt{font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-3);font-weight:700}
.glance dd{margin:4px 0 0;font-weight:700;font-size:15px;line-height:1.35}
.explorer{display:grid;grid-template-columns:300px 1fr;background:#fff;border-radius:18px;box-shadow:var(--shadow);overflow:hidden}
.explorer .xt{display:flex;flex-direction:column;background:var(--navy-900);padding:10px}
.explorer .xt button{all:unset;cursor:pointer;display:block;padding:14px 16px;border-radius:10px;color:#C9D5DF;border-left:3px solid transparent;transition:background .15s}
.explorer .xt button b{display:block;color:#fff;font-size:15.5px}
.explorer .xt button small{display:block;font-size:13px;margin-top:2px;line-height:1.35}
.explorer .xt button:hover{background:rgba(255,255,255,.06)}
.explorer .xt button[aria-selected="true"]{background:rgba(214,123,53,.16);border-left-color:var(--copper)}
.explorer .xt button:focus-visible{outline:3px solid var(--blue);outline-offset:-3px}
.explorer .xp{padding:32px 36px;animation:xpIn .25s ease}
@keyframes xpIn{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}
.xp-head h3{font-size:clamp(24px,2.4vw,30px);margin-top:6px}
.xp-head p{color:var(--ink-3);margin-top:6px}
.xp-cols{display:grid;grid-template-columns:1fr 1fr;gap:28px;margin-top:24px}
.xp-cols h4{font-size:13px;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-3);margin-bottom:12px}
.xp-cols ul{list-style:none;margin:0;padding:0;display:grid;gap:10px}
.xp-cols li{display:flex;gap:10px;align-items:flex-start;font-weight:600;font-size:15px;line-height:1.4}
.xp-cols li .icon{color:var(--copper);flex:none;width:18px;height:18px;margin-top:1px}
.xp-foot{display:flex;align-items:center;gap:18px;flex-wrap:wrap;margin-top:28px;padding-top:22px;border-top:1px solid var(--line)}
.xp-foot span{font-size:13.5px;color:var(--ink-3)}
.cmp-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:16px;background:#fff}
.cmp{width:100%;border-collapse:collapse;min-width:560px}
.cmp th,.cmp td{padding:16px 20px;text-align:left;border-bottom:1px solid var(--line);font-size:15px;vertical-align:top}
.cmp thead th{background:var(--navy-900);color:#fff;font-size:15px}
.cmp thead th .icon{color:var(--copper-2);vertical-align:-3px;margin-right:6px}
.cmp tbody th{font-weight:700;color:var(--ink-2);width:26%}
.cmp tbody tr:last-child th,.cmp tbody tr:last-child td{border-bottom:0}
.cmp tbody tr:nth-child(even){background:#F7FAFB}
.tool-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:28px;box-shadow:var(--shadow);display:grid;gap:18px}
.tool-card label{display:block;font-size:13px;font-weight:700;color:var(--ink-2);margin-bottom:6px}
.tool-card input,.tool-card select{width:100%;font:inherit;padding:11px 12px;border:1px solid var(--line);border-radius:10px;background:#fff;color:var(--ink)}
.tool-card input:focus,.tool-card select:focus{outline:2px solid var(--blue);outline-offset:1px}
.ac-out{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.ac-out>div{background:var(--gray);border-radius:12px;padding:14px 16px}
.ac-out small{display:block;font-size:12.5px;color:var(--ink-3);font-weight:600}
.ac-out output{display:block;font-size:26px;font-weight:800;letter-spacing:-.02em;margin-top:2px;font-variant-numeric:tabular-nums}
.ac-meter{height:8px;border-radius:99px;background:var(--gray-2);overflow:hidden}
.ac-meter i{display:block;height:100%;width:40%;background:var(--success);border-radius:99px;transition:width .3s,background .3s}
.ac-msg{font-size:14.5px;color:var(--ink-2);min-height:3em}
.tool-card .btn{justify-self:start}
.rd-head{display:flex;align-items:baseline;gap:12px}
.rd-head b{font-size:24px;letter-spacing:-.02em}
.rd-head span{color:var(--ink-3);font-size:14.5px}
.rd-list{display:grid;gap:8px}
.rd{display:flex;align-items:center;gap:12px;padding:12px 14px;border:1px solid var(--line);border-radius:10px;cursor:pointer;font-weight:600;font-size:15px;transition:border-color .15s,background .15s}
.rd input{position:absolute;opacity:0;width:1px;height:1px}
.rd .box{flex:none;width:22px;height:22px;border-radius:6px;border:2px solid var(--line);display:grid;place-items:center;color:transparent;transition:all .15s}
.rd .box .icon{width:14px;height:14px}
.rd:has(input:checked){border-color:var(--success);background:#F1FBF7}
.rd input:checked+.box{background:var(--success);border-color:var(--success);color:#fff}
.rd input:focus-visible+.box{outline:3px solid var(--blue);outline-offset:2px}
.bd-rows{display:grid;gap:10px}
.bd-row{display:grid;grid-template-columns:1fr 150px 40px;gap:8px;align-items:center}
.bd-row button{all:unset;cursor:pointer;width:40px;height:40px;display:grid;place-items:center;border-radius:10px;color:var(--ink-3)}
.bd-row button:hover{background:var(--gray);color:var(--danger)}
.bd-row button:focus-visible{outline:3px solid var(--blue)}
@media (max-width:1000px){.fin-grid{grid-template-columns:1fr 1fr}.explorer{grid-template-columns:1fr}.explorer .xt{flex-direction:row;overflow-x:auto;gap:6px;scrollbar-width:thin}.explorer .xt button{flex:none;max-width:220px;border-left:0;border-bottom:3px solid transparent}.explorer .xt button[aria-selected="true"]{border-bottom-color:var(--copper)}}
@media (max-width:700px){.fin-grid{grid-template-columns:1fr}.xp-cols{grid-template-columns:1fr;gap:20px}.explorer .xp{padding:24px 20px}.explorer .xt button small{display:none}.glance{grid-template-columns:1fr}.ac-out{grid-template-columns:1fr}.bd-row{grid-template-columns:1fr 110px 40px}.tool-card{padding:20px}}
.tool-card .rd{display:flex;margin:0;font-size:15px;color:var(--ink);font-weight:600}
.demo-tour .tour-badge{display:inline-flex;align-items:center;gap:6px;align-self:flex-start;margin:6px 0 2px;padding:4px 10px;border-radius:999px;background:#FFF4EA;color:#9A4A12;font-size:12px;font-weight:700;letter-spacing:.02em}
.demo-tour .tour-badge .icon{width:13px;height:13px;margin:0}
.demo-tour .tour-badge.open{background:#E8F8F2;color:#0B6B4A}
.demo-tour .tour-note{display:block;margin-top:8px;color:var(--muted,#5B6B7A);font-size:13px}
[data-tour-req][hidden]{display:none}